What VA Benefits Are You Missing?
Most veterans qualify for benefits they never claimed. Find yours in 30 seconds.
Commonly missed benefits
- SMC-K ($140/mo): Loss of use of an organ, many vets with ED, partial hearing loss, or limb injury qualify
- Dependent additions: Extra monthly pay for spouse/kids at 30%+ rating (most vets forget to file VA Form 21-686c)
- VA Loan funding fee waiver: Saves $5K-$15K on home purchase at 30%+ rating
- CHAMPVA: Free healthcare for spouse/kids of 100% P&T vets
- State property tax exemption: Many states offer full exemption at 100% P&T, use the P&T Eligibility Checker to confirm your status first
- DEA Chapter 35: Education benefits for dependents of 100% P&T vets
Frequently asked questions
What VA benefits do I miss at 100% disability?
At 100% you may qualify for CHAMPVA (free healthcare for spouse and dependents), free VA dental, full commissary access, state property tax exemptions, DEA Chapter 35 education benefits for dependents, and the Caregiver Program. Many veterans at 100% also qualify for Permanent & Total (P&T) status, which unlocks additional protections and dependent benefits.
What do veterans at 70-90% commonly miss?
TDIU is one of the most under-claimed benefits, if your service-connected disabilities prevent substantially gainful employment, you may qualify for the 100% pay rate even with a combined rating below 100%. SMC-K (~$140/mo) for loss of use of an organ is also frequently overlooked, as are dependent additions that require a separate filing (VA Form 21-686c).
Is this VA benefits checker really free with no sign-up?
Yes. This tool is completely free, requires no account, and collects no personal information. Adjust the dropdowns to match your situation and your personalized benefits list appears instantly. Veteran-built and independent, not affiliated with any law firm or the VA.
How do I claim benefits I didn't know about?
Most unclaimed benefits require a separate VA filing or form. For example, dependent additions use VA Form 21-686c, TDIU requires VA Form 21-8940, and SMC is often added to an existing claim. A free accredited VSO can help you file for each benefit correctly. Start by seeing what you may qualify for using this checker.