What's the difference between SMC-K and SMC-L?

SMC-K is a flat add-on ($139.87/mo in 2026) that stacks on regular pay for loss/loss of use of one body part. SMC-L is a higher base rate for more serious combinations like loss of use of both feet or one hand.

SMC-S is the housebound rate. You qualify if you have one 100% rating plus 60% more in separate conditions, OR you cannot leave your home due to your condition.

SMC · 2026 Rates

Special Monthly Compensation

Extra VA pay on top of your regular disability for serious injuries, loss of a limb, blindness, daily care needs. Per 38 USC 1114.

Your SMC level

SMC level

Not sure which level? See the plain-English guide below.

Family

Family status

Family additions only apply at SMC-L and above (not SMC-K).

Extras (optional)

Additional SMC-K awards

If you've lost use of multiple body parts, each one stacks an SMC-K bonus.

SMC levels in plain English

SMC stacks on top of your base disability pay. If you haven't already, start with your combined rating to know your base before adding SMC.

K: You've lost one body part, a hand, foot, eye, or reproductive organ, or can't use it. Stacks on regular pay.
S: "Housebound." You have one 100% rating plus 60% more, or you can't really leave your house.
L: You've lost use of one hand or one foot (or equivalent), or you require regular Aid & Attendance.
L½, N½: Steps between major levels (e.g., loss of one hand + one foot).
O: The most serious combinations, both hands and blindness, etc.
R-1: You're at O level AND need regular aid & attendance.
R-2: The top level, daily skilled medical care from a nurse.

Common questions

What is SMC?

Special Monthly Compensation (SMC) is extra VA pay on top of regular disability for severe service-connected conditions. Authorized by 38 USC 1114.

Can SMC-K stack with my regular pay?

Yes. SMC-K is a flat add-on for loss/loss of use of one body part. Each one you've lost adds another SMC-K bonus.

What's the difference between SMC and TDIU?

SMC is for severe physical conditions. TDIU is for when you can't work due to service-connected conditions. They can apply together. Use the TDIU eligibility checker to see if you qualify.

What SMC level qualifies for Aid & Attendance?

SMC-L is the entry level for Aid & Attendance, covering veterans who need help with daily activities such as dressing, bathing, or feeding. SMC-R1 and R2 cover higher care needs including skilled nursing. Each level has a defined 2026 monthly rate calculated by this tool.

Special Monthly Compensation

SMC levels in plain English

Common questions

Related tools

VA Disability Calculator

TDIU Eligibility

Aid & Attendance

Back Pay Calculator