Free 2026 VA benefit calculators, instant, no sign-up.
Veteran-built tools for disability ratings, back pay, SMC, TDIU, GI Bill, VA loan, PACT Act eligibility, Aid & Attendance, CRSC, and more. Every number cited. 100% free.
Quick Disability Estimate
Enter your rating and family, see your monthly check.
Every VA calculator you need
15 free tools. Every number cited. Built for veterans, by veterans.
VA Disability Calculator
2026 combined ratings with bilateral factor, dependents, and SMC-K, free, instant, no sign-up.
Calculate PopularBack Pay Calculator
Month-by-month retroactive pay from your effective date to the decision.
CalculateEffective Date Tool
Find your rating effective date and maximize retroactive pay.
OpenSMC Calculator
Special Monthly Compensation, limb loss, blindness, daily care.
Calculate NewTDIU Eligibility
Find out if you qualify for Individual Unemployability at the 100% rate.
CheckCRSC vs CRDP
See which concurrent receipt program pays you more as a military retiree.
CompareSecondary Conditions
Pick your primary condition and see what secondary claims you may be able to add to your rating.
Explore NewRating Criteria Checker
See the actual 38 CFR Part 4 criteria for sleep apnea, PTSD, knee, back, migraines, and more as plain-language questions.
Check criteria NewAid & Attendance
Pension eligibility and monthly amount for veterans needing daily care.
EstimateP&T Eligibility
Find out if your conditions qualify for Permanent & Total status.
CheckBenefits Checker
Discover VA benefits you may be missing based on your rating.
DiscoverPACT Act Eligibility Checker
Burn pit & toxic exposure, check if your condition qualifies as a presumptive under the PACT Act.
Check eligibility NewGI Bill Estimator
Post-9/11 GI Bill housing money, books, and tuition.
EstimateGI Bill Housing (MHA)
Find the Monthly Housing Allowance rate for your school's ZIP code.
Look upVA Loan Calculator
Monthly mortgage, funding fee, and the disability waiver.
CalculateState Tax Exemption
Look up your state's VA disability income tax exemption rules.
Check stateLatest VA benefits guides
Plain-English articles to help you understand your benefits.
2026 VA Disability Pay Rates Explained
Full breakdown of the 2.8% COLA, every rating tier, and family additions.
How to Appeal a VA Disability Rating Decision
The 3 review options after a denial, supplemental, higher-level, and BVA.
VA C&P Exam Tips: How to Prepare
What to bring, what to say, and what to never do at your C&P exam.
VA Permanent & Total (P&T) Disability Guide
How to qualify, what changes, and the benefits unlocked at P&T status.
PACT Act & Burn Pit Benefits
Presumptive conditions for post-9/11 vets exposed to toxic substances.
TDIU Explained, 100% Pay at Lower Rating
Eligibility for Individual Unemployability when you can't work.
Get notified when 2027 rates drop
One email per year, when the VA announces new compensation rates. No spam, no sales calls.
Sign up free →Frequently asked
Where do the 2026 numbers come from?
We start with the VA's 2025 rates and add the 2.8% raise (the COLA), set by Social Security based on the cost of living. When the VA puts out the final 2026 tables, we'll swap in those exact numbers. See the full methodology.
Do I pay taxes on VA disability pay?
No. VA disability pay is tax-free. You don't pay federal income tax on it, and most states don't tax it either. See our state tax tool for details on your state.
What is the "bilateral factor"?
If you have a service-connected rating on both sides of your body for the same body part, both knees, both hips, both shoulders, both ankles, both hands, both ears, both eyes, both lungs, or any other paired limb or organ, the VA gives you a 10% bonus on those combined ratings before folding them into the rest. Per 38 CFR 4.26, it applies to any paired body part, not just knees. Our disability calculator auto-detects bilateral pairs when you enter left and right ratings.
What's the difference between SMC and TDIU?
SMC (Special Monthly Compensation) is extra pay on top of your regular VA disability for very serious injuries. TDIU (Individual Unemployability) pays at the 100% rate when you can't work, even if your combined rating is lower.
Is VetBenefitHub run by the VA?
No. We're not the VA. We're not lawyers, and we don't sell anything. For free help with a claim, talk to a Veterans Service Officer (VSO). You can find one on the VA's official VSO search page.